Legal & Privacy
Our commitment to your rights and data protection
Terms of Service
Last updated: January 2025
1. Introduction
Welcome to TALK. These Terms of Service ("Terms") govern your use of our platform, services, and applications. By accessing or using TALK, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.
2. Eligibility
TALK is intended for university and college students. You must be at least 18 years old and a current student to use our platform. We reserve the right to verify your student status at any time.
3. Account Registration
To use TALK, you must create an account using your valid university email address. You are responsible for maintaining the confidentiality of your account information and password. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
4. Permitted & Prohibited Uses
Permitted Uses: You may use TALK to connect with other students, share experiences, buy and sell items, access campus news, and participate in community discussions.
Prohibited Uses: You may not use TALK for illegal activities, harassment, hate speech, discrimination, misinformation, spam, or any content that violates intellectual property rights. You may not impersonate other users or create multiple accounts.
5. User Content
You retain all rights to your content. By posting on TALK, you grant us a worldwide, non-exclusive license to use, reproduce, modify, and distribute your content. We reserve the right to remove content that violates our policies at any time.
6. Marketplace
TALK provides a platform for peer-to-peer transactions. We are not responsible for the quality, safety, or legality of items sold. All transactions are conducted between users. We are not liable for disputes, fraud, or any issues arising from transactions.
7. Limitation of Liability
TALK is provided "as is" without warranties of any kind. We are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our platform.
8. Termination
We reserve the right to suspend or terminate your account if you violate these Terms or engage in prohibited behavior. Account termination is permanent and non-reversible.
9. Changes to Terms
We may update these Terms from time to time. We will notify you of significant changes via email. Your continued use of TALK constitutes acceptance of the updated Terms.
10. Contact
For questions about these Terms, please contact us at support@talk-wide.com or call +234 913 314 1315.
Privacy Policy
Last updated: January 2025
1. Introduction
TALK ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.
2. Information We Collect
Personal Information: When you register, we collect your name, email address, phone number, university, and profile information.
Usage Data: We collect information about how you interact with TALK, including posts, messages, transactions, and device information.
Location Data: With your permission, we may collect your location to provide location-based features.
3. How We Use Your Information
We use your information to:
- Provide, maintain, and improve our services
- Verify your student status and prevent fraud
- Send you updates, promotions, and customer support
- Analyze usage patterns and optimize user experience
- Comply with legal obligations
4. Legal Basis for Processing
We process your data based on: your consent, contractual necessity, legitimate business interests, and legal compliance.
5. Information Sharing
We do not sell your personal data. We may share information with: service providers, law enforcement (when required), and with your consent. Your profile information may be visible to other students on TALK.
6. Security
We use industry-standard encryption and security measures to protect your data. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
7. Data Retention
We retain your personal data for as long as your account is active. If you delete your account, we will delete your data within 30 days, except where we are required to retain it by law.
8. Your Rights
You have the right to access, correct, or delete your personal data. You may opt-out of promotional communications at any time. To exercise these rights, contact us at support@talk-wide.com.
9. Cookies
We use cookies to enhance your experience. You can control cookie settings through your browser. Disabling cookies may affect platform functionality.
10. Third-Party Links
TALK may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before providing your information.
11. Age Restrictions
TALK is for users aged 18 and above. We do not knowingly collect data from minors. If we discover a minor using our platform, we will delete their account immediately.
12. International Data Transfers
Your data may be transferred, stored, and processed in countries other than your country of origin. By using TALK, you consent to such transfers.
13. Contact Us
For privacy-related questions, contact us at: