Legal & Privacy
Our commitment to your rights and data protection
Terms of Service
Last updated: May 2026
1. Introduction
Welcome to TALK. These Terms of Service ("Terms") govern your use of our platform, services, and applications. By accessing or using TALK, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.
2. Eligibility
TALK is intended for university and college students. You must be at least 14 years old to use our platform. We reserve the right to verify your identity at any time.
3. Account Registration
To use TALK, you must create an account using your email address. You are responsible for maintaining the confidentiality of your account information and password. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
4. Permitted & Prohibited Uses
Permitted Uses: You may use TALK to connect with other students, share experiences, buy and sell items, access campus news, and participate in community discussions.
Prohibited Uses: You may not use TALK for illegal activities, harassment, hate speech, discrimination, misinformation, spam, or any content that violates intellectual property rights. You may not impersonate other users or create multiple accounts.
5. User Content
You retain all rights to your content. By posting on TALK, you grant us a worldwide, non-exclusive license to use, reproduce, modify, and distribute your content. We reserve the right to remove content that violates our policies at any time.
6. Marketplace
TALK provides a platform for peer-to-peer transactions. We are not responsible for the quality, safety, or legality of items sold. All transactions are conducted between users. We are not liable for disputes, fraud, or any issues arising from transactions.
7. Limitation of Liability
TALK is provided "as is" without warranties of any kind. We are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our platform.
8. Termination
We reserve the right to suspend or terminate your account if you violate these Terms or engage in prohibited behavior. Account termination is permanent and non-reversible.
9. Changes to Terms
We may update these Terms from time to time. We will notify you of significant changes via email. Your continued use of TALK constitutes acceptance of the updated Terms.
10. Contact
For questions about these Terms, please contact us at support@talk-wide.com or call +234 913 314 1315.
Privacy Policy
Last updated: May 2026
1. Introduction
TALK ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.
2. Information We Collect
Personal Information: When you register, we collect your name, email address, phone number, university, and profile information.
Usage Data: We collect information about how you interact with TALK, including posts, messages, transactions, and device information.
Location Data: With your permission, we may collect your location to provide location-based features.
3. How We Use Your Information
We use your information to:
- Provide, maintain, and improve our services
- Verify your status and prevent fraud
- Send you updates, promotions, and customer support
- Analyze usage patterns and optimize user experience
- Comply with legal obligations
4. Legal Basis for Processing
We process your data based on: your consent, contractual necessity, legitimate business interests, and legal compliance.
5. Information Sharing
We do not sell your personal data. We may share information with: service providers, law enforcement (when required), and with your consent. Your profile information may be visible to other students on TALK.
6. Security
We use industry-standard encryption and security measures to protect your data. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
7. Data Retention
We retain your personal data for as long as your account is active. If you delete your account, we will delete your data within 30 days, except where we are required to retain it by law.
8. Your Rights
You have the right to access, correct, or delete your personal data. You may opt-out of promotional communications at any time. To exercise these rights, contact us at support@talk-wide.com.
9. Cookies
We use cookies to enhance your experience. You can control cookie settings through your browser. Disabling cookies may affect platform functionality.
10. Third-Party Links
TALK may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before providing your information.
11. Age Restrictions
TALK is for users aged 18 and above. We do not knowingly collect data from minors. If we discover a minor using our platform, we will delete their account immediately.
12. International Data Transfers
Your data may be transferred, stored, and processed in countries other than your country of origin. By using TALK, you consent to such transfers.
13. Contact Us
For privacy-related questions, contact us at:
CSAE Policy
Last updated: May 2026
1. Commitment to Child Safety
TALK is committed to maintaining a safe and respectful environment for all users. We have a zero-tolerance policy toward any form of child sexual abuse, exploitation, or harmful behavior involving minors.
2. Prohibited Content and Behavior
Users are strictly prohibited from:
- Creating, sharing, or promoting any content that involves child sexual abuse or exploitation
- Engaging in conversations or interactions that are sexual in nature with minors
- Attempting to groom, manipulate, or exploit individuals under the age of 18
- Attempting to groom, manipulate, or exploit individuals under the age of 18
- Impersonating minors for harmful purposes
Any violation of these rules will result in immediate action, including account suspension or permanent removal.
3. Reporting and Enforcement
TALK provides mechanisms for users to report harmful or suspicious behavior.
- Reports can be made through in-app reporting tools or official communication channels
- All reports are reviewed promptly and taken seriously
- Verified violations will lead to:
- Immediate account termination and removal of offending content
- Reporting to law enforcement authorities when necessary
- Cooperation with investigations to ensure the safety of minors
4. Cooperation with Authorities
TALK will cooperate fully with law enforcement agencies and regulatory bodies in the investigation of child exploitation or abuse cases.
5. To ensure safety on the platform, TALK may implement:
To ensure safety on the platform, TALK may implement:
- Automated content monitoring to detect and remove harmful content
- Age verification processes to prevent underage access
- Restrictions on interactions where necessary
6. User Responsibility
All users are expected to:
- Use the platform in a manner that does not harm others
- Respect the rights and dignity of all users
- Report any suspicious or harmful behavior they encounter
- Avoid engaging in or supporting harmful behavior
- Report any content or activity that may endanger minors
- Respect community standards
7. Policy Updates
TALK reserves the right to update this policy at any time to reflect evolving safety standards and legal requirements.
8. Contact
For concerns related to safety or this policy, please contact:
Email: support@talk-wide.com
Phone: +234 913 314 1315